Congratulations, you’re admitted to your choice university! But as a uni student, there are several expenses to consider, and managing your money can be challenging. Don't worry, we've got you. This guide will walk you through the essentials of budgeting at Uni, from creating a plan to finding ways to save.

1. Create a Monthly Student Budget Plan: The Basics

• Income: Figure out how much cash you're bringing in each month (student loans, part-time jobs, side hustles, etc.). 
• Expenses: List out all your costs: rent, bills, food, transport, and any fun stuff you want to do. 
• Track Your Spending: Use a budgeting app or spreadsheet to keep tabs on where your money goes. Trust us, it's eye-opening!  

Check out Blackbullion a free financial support platform for students to learn about money and manage your finances confidence.

2. Track Your Expenses: Stay on Top of Your Spending

• Know Your Loan: Understand the terms, interest rates, and repayment plans. Don't borrow more than you need.  
• Repayment Plan: Start thinking about how you'll pay back your loans after graduation. There are options like income-driven repayment plans. 

Find out more about how student loans and tuition fees work through UCAS.

3. Part-Time Jobs: Earn and Learn

• Campus Jobs: Check out your uni's job board for opportunities - you'll usually find links to work through your Student Union page as well. 
• Flexible Roles: Retail, hospitality, tutoring, and remote work can be great options. 
• Balance is Key: Make sure your job doesn't interfere with your studies.

4. Financial Tips: Level Up Your Money Game

• Meal Prep: Cooking at home is way cheaper than eating out all the time. Plus, it's a great way to save money and eat healthier, there's loads of food ideas over on Tik Tok. 
• Student Discounts: Take advantage of student discounts on everything from food to travel. 
• Emergency Fund: Set aside a little bit of money each month for unexpected expenses. Even a small amount can make a big difference.

Financial Freedom, Your Way  

Budgeting doesn't have to be boring. With a little planning and creativity, you can manage your finances like a boss. So, go forth and conquer your financial goals! Remember, it's all about making your money work for you, not the other way around.